Housing is expensive in the bay area…Nationwide, housing has dropped %16, but in san francisco, its only dropped %2. So what does that mean? Maybe we gotta pay these nasty house prices even though the market is crap right now. Genese and I have just begun our search for a home, as this blip of a window of an opportunity may be too good to pass up. Just recently, we went down to LA and looked at some condos selling for $640,000. The same condo now is down to $450,000.

Weve gotten a quick preapproval for a home loan, and were gonna look around the South San Francisco area for pre-foreclosures…Hopefully with these pre-foreclosures, we will get about 20%-40% off the market value for the house, and were looking for something in the range of $500k-$600k. But we will see. Wish us luck!

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They have it down to $150. You get a celeron 1.5GHz, 256MB DDR RAM (Upgradeable to 1GB), 40GB HD, CD/DVD-ROM, 14in LCD, Integrated Sound with SPDIF Out, 802.11G WIFI,  1 PCMCIA, 3 USB, Onboard 10/100Base-Tx, Loaded with Fedora Linux. Free shipping too.

http://www.medisoncelebrity.com/product.html

Not bad at all. Its small and light. This is way better than my sony vaio slim laptop that I sold for 325 bucks. I just bought one to replace my sony vaio p3 850MHz. Only down side is the shipping time. 4-6 weeks?

Concerned about fraud? Check out the response from the merchant company responsible for handling the credit card transactions for the laptop.

http://www.2checkout.com/community/support/topic.php?id=214&page&replies=4#post-717

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So yeah, I guess ive slowly come to realize that im officially an adult. I still dont feel like it, act like it, or really like it, but then again I guess it depends on your personal perspective on what constitutes an adult. Anyways, I guess as an adult one takes care of their finances. So yeah, ive been looking at money and investing and find that its not quite as difficult as I thought it would be. For those of you who havent done your taxes, click here for a free copy of Taxcut Premium and Deduction Pro (make sure you uncheck the “extended download protection” to make it free).

As well, if you have ING Direct, you may also open a traditional IRA to maximize the deductions on your taxes…currently you can add up to $4,000 if youre young enough…However, if you have a retirement plan sponsored by your employer, your tax deductions may actually be minimized. In that case, if you fall within the right income bracket, you should probably just open up a Roth IRA instead. Also, if you use ING to open an IRA, they have no-load or commission-free mutual funds to put your IRA to good use. I think I have to open mine tonight…

I cut my hand today.

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